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Australia and New Zealand (ANZ) Bank of Australia is one of today's largest companies not only in Australia, but also in New Zealand. While ANZ Bank of Australia takes its comfortable spot as third largest bank in Australia, it also takes pride in its undeniable success as it tops the rank of being the largest bank in New Zealand.

The influence of ANZ reached further heights as it extended its scope up to 25 other nations within the areas of Asia and South Pacific. Being considered as one of the prominent Australian banks in the whole region of Asia and Pacific, it also takes pride in its major role as a financial services and international banking group classified among the top 50 banks worldwide.

As recorded, ANZ is said to have more than 6 million customers from all divisions around the world. And as part of the company's “Customer Charter,” great world-class service can be expected from its employees, especially their appointed customer advocates who are responsible for finding possible solutions to customer complaints regarding their banking needs. This type of service they offer is also in accordance with their goal of achieving the title of being the “best employer all over the world,” giving the benefit to both their customers and employees.

With regard to its active participation in the community, ANZ Bank of Australia is known for its involvement in local community services to help further develop the Australian society. ANZ is also an education advocate, offering financial literacy among all Australian citizens, regardless of age. It also extends its assistance to maintain environmental awareness through its large contribution to projects such as the Carbon Disclosure Project and Australian Government's Greenhouse Challenge.

Looking Back at the History

ANZ Bank of Australia is actually a fruit of Union Bank of Australia (1837) and The Bank of Australasia's (1835) fusion in 1951, but it adopted the 1835 foundation of The Bank of Australasia in London since the latter happens to play a major role in the establishment of the said institution.

By year 1966, ANZ Bank started its operation in Honiara, Solomon Islands. Two years after, an office was opened in New York, USA which immediately started operation. The following year, the ANZ then established a headquarter in Tokyo, Japan. And by the time it initiated operation in an island nation called Vanuatu in the South Pacific Ocean area in 1970, it already made the "largest merger in Australian banking history" record after closing a deal with Australian, English, and Scottish Bank Limited, thus creating the currently known organization called the Australia and New Zealand Banking Group Limited.

As the years go by, more and more branches and representative offices were opened such as those in Malaysia, Singapore, Thailand, France, Cook Islands, Philippines, and a lot more. Its growth as a company improves as it continues to make alliances with other household names in the same industry through buying part of stocks or a whole company.

In 1977, from its former head office in United Kingdom, ANZ headquarters was then transferred to its current location at Melbourne, Australia, and its continuous development has not stopped up until now.

ANZ's Reputable Banking Services

Basically, ANZ Bank of Australia extends its banking solutions to two major divisions in the Australian society, namely, the Personal Division (individual clients) and the Institutional Division (company or organization). The Personal Division is further developed through its fast growing retail banking, which extends its world-class commercial services to individual clients under the mass-market through its local branches.

Needless to say, ANZ is a reputable bank that provides great deals of bank products such as credit and debit cards, variety of loans, mortgages, and fast and reliable savings and checking accounts that can suit every banking need.

ANZ offers several credit cards such as “First Visa,” “Low Rate Master Card,” “Rewards Visa,” “Gold Visa,” and “Frequent Flyer Visa.” All cards are said to be globally accepted, but each type may vary in terms of special features it offers. A “Frequent Flyer Visa Card,” for example, is recommended to those people who are often traveling because its feature also includes overseas travel and medical insurance, which can not be found in other offers. And as for the debit card, ANZ presents its “Everyday Visa Debit,” where you can deposit your salary directly for easier financial management.

Aside from cards, ANZ also offers variety of loans that can address your financial needs. Included in this offer are Home Loans, Car Loans, and Graduate Loans. There is also what they call “ANZ Assured,” an offer which extends an extra credit limit of $500 to your “ANZ Access Account” in order to avoid falling short unexpectedly.

Mortgages are also accepted by ANZ; you can choose from the two lines of credit accounts they offer under the said deal, namely, the “ANZ Home Equity Loan,” and the “ANZ Equity Manager.” And for those who are interested in starting or simply improving their own agricultural businesses, ANZ also offers financial support under their “Agribusiness Services.”

As an ANZ client, you can easily acquire any of these financial supports ANZ offers, as long as you prove your eligibility and you comply with certain requirements provided by the bank.

For everyday savings and checking accounts, you can be at peace that your money is very well secure with ANZ Bank of Australia. Aside from reliability, convenience is also highlighted since there are now about 1,000 new ANZ Automated Teller Machines (ATMs) in highly accessible areas worldwide.

For clients under 18 years of age, ANZ gives out a special offer called “ANZ Progress Saver Account.” This account only requires a minimum of $10 deposit, truly affordable for kids who aspire to have an own bank account at an early age.

And if you are thinking about long-time savings, you might want to consider ANZ Term Deposit and indulge yourself with fair interest returns of as much as 6.71% per annum in a minimum investment of $5,000.

With a reliable service and a great name that has been tried and tested for over 150 years, ANZ Bank of Australia is definitely the best place for you to invest your money. Your investment will surely move forward together with the company's fast growth, both facing a definitely bright future.