Get the right credit cards to use over Christmas

Tuesday November 18, 2008

With six weeks until Christmas, you may be tempted to use your credit cards a lot more. With so many Christmas expenses, you may find it easier to use your credit cards and worry about paying off your purchases later. However, if you don't keep track of your credit card use, you can often end up with a nasty shock when you get your credit card bill. Using the right credit cards and using them wisely over the Christmas period can help avoid high credit card bills.

Using credit cards with reward programs can help you save money. You can cash in any rewards you've earned on your credit cards. These may include gift certificates, discounts, or cash back offers.

One credit card that offers instore shopping vouchers is the Woolworths credit card - the Woolworths Everyday Money credit card. Just for doing your everyday shopping, you can earn reward points that go toward your reward voucher. Reward points are easily earned with the Woolworths credit card.
By shopping you can earn:

• 3 reward points - purchasing Woolworths Select items.
• 2 reward points - any other purchase in Woolworths and any owned stores.
• 1 reward point - purchases from other stores.

Learn more about the Woolworths Everyday Money credit card.

Many credit cards offer up to 55 days interest free. While this is a generous amount of time to repay your credit cards, sometime it just isn't enough. To avoid being charged more, a low rate credit card could be the answer. The Citibank Clear credit card offers a low rate of just 12.49%p.a. The Citibank Clear credit card offers up to 55 days interest free, but if you can't repay your owing balance within this time, you will only have a low rate of interest to repay.

Learn more about the Citibank Clear credit card.

Compare credit cards and find the best credit card for you to use over Christmas.

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