Using credit cards at the Boxing Day sales
Wednesday December 17, 2008
Boxing Day sales are coming, so if you've been careful with your credit card spending in the weeks before Christmas, continue to use them properly. Being hit with a huge bill that takes you all year to pay off isn't the best of ideas.
It pays to have thought about what credit card you want to use before you need to fight other shoppers over a great special. Credit cards come with different features, so by using the right one, you can avoid paying lots of interest or gain lots of reward points to put towards something else.
If you're after rewards, consider the Woolworths Everyday Money credit card. With the Woolworths Everyday Money credit card you receive instore gift vouchers every four months if you earn enough reward points. Different amounts of rewards points are earned based on what you're buying.
Reward points are earned if you:
- Buy a Woolworths Select product - 3 reward points for every dollar.
- Buy any other product in a Woolworths owned store - 2 reward points for every dollar.
- Buy a product in any other store - 1 reward point for every dollar.
Your Woolworths credit card can be used in any Woolworths owned store. These include: Woolworths/ Safeway, Big W, Woolworths/Safeway Liquor stores, Caltex Woolworths/Safeway co-branded petrol outlets, Dick Smith PowerHouse, and participating Dick Smith Electronics and Tandy stores.
Apply for the Woolworths Everyday Money credit card today.
If you want to avoid paying high interest, consider the Aussie MasterCard credit card. The Aussie MasterCard credit card is a low rate credit card with an interest rate of 11.99%p.a on purchases and offers up to 55 days interest free. This is a no frills low rate credit card, with no rewards program to help keep costs down.
The Aussie MasterCard credit card features a competitive annual fee of $49 and offers 0%p.a for the first six months with a balance transfer.
Apply for the Aussie MasterCard credit card online.
Good luck with the Boxing Day sales madness!
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