ANZ one of the best banks for credit cards
Banks will usually focus on providing cards that benefit specific areas of the credit card market, but ANZ have proven this doesn't necessarily need to be so with the ANZ Balance Visa. While this card may feature a reward program, it is still suitable for the budget credit card user, as reward points are earned on repayments rather than purchases.
If you need a credit card with interest free days on purchases and a low interest rate, then the ANZ Balance Visa is still suitable. 13.99% p.a. for purchases and up to 55 interest free days on purchases makes this card very competitive at $79 each year in annual fees when including the reward program charge. If you are concerned with keeping track of how close you are to turning a profit with your credit card, then you'll be pleased to know that rewards can be claimed as cash back and shopping vouchers, so their true value is clear.
If you would like to learn more about credit cards from the banks, please visit our credit card comparison page. Please also browse our site if you would like to learn about even more products available from Australian banks.
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