HSBC Gold Visa Credit Card offers low rates and high rewards

Tuesday July 7, 2009

HSBC Group has a strong reputation as a banking services provider with it offering a full range of savings accounts, loans, insurance, and credit cards to over 125 million customers through more than 10,000 branches and offices worldwide.

The HSBC Gold Credit Card is the financial provider's option for customers who wish to have the full gold credit card experience with rewards programs and benefits. The HSBC Gold Credit Cards offer a low introductory interest rate of 5.99% for six months on balance transfers and up to 45 days interest-free period on standard purchases. Furthermore, the gold credit card provides a low annual fee of only $89 which is actually waived in the first year of using it, making extra savings for the credit cards user.

What's more, HSBC customers can also make major savings with the HSBC Gold Credit Card by choosing either up to 90 days interest free or a lower interest rate of 10.99% p.a. for 120 days for five purchases a year valued at over $500 each.

Features of HSBC Gold Credit Card are its rewards programs which offer excellent deals for users with rewards points paid for every dollar spent with offers of earning double and triple points at Bonus Partners. These reward points can go towards such gifts as travel, entertainment, shopping, merchandise and financial Rewards with the Vine Plus Program allowing some gold credit cards users access to special wines and discounts. These rewards also extend to full access to the home&Away Privilege Program in over 40 countries worldwide.

Additional Features of the HSBC Gold Credit Card include the full comprehensive protection and insurance program which offers savings, travel benefits, security protection and guarantees of price savings. Through the HSBC Gold Credit Card, credit cards customers will be able to use the following programs:

• International Travel Insurance - protects you when you use your HSBC Visa Gold Credit Card for your return travel tickets from rental vehicle damage, loss or damage to personal items, medical and hospital expenses, cancellation or delays of travel, and legal liability
• Extended Warranty Insurance - an extended Australian manufacturer's warranty of up to 12 months for the majority of purchases made
• Purchase Protection Insurance - protected against loss, theft or damage for up to 90 days
• Guaranteed Pricing Scheme - program allows HSBC Gold Credit Card customers the peace of mind of getting the best deals and lowest prices with the ability to make a claim for the difference in price

Click here to learn more about the HSBC Gold Visa Credit Card and see what it can do for you

* rates and conditions correct as at this date but subject to change at anytime, please check with the product provider before making an application.

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