Balance Transfer Cards

Credit Card Companies offer many different inducements to get your banking business. One of them is to balance transfer your existing credit card to them and give you an interest free period on your existing outstanding balance. These are balance transfer credit cards.

To enhance the chances of switching your banking, the banks and financial institutions offer varying interest free periods when you balance transfer your credit card.

The bank or building society may offer a 0.00% rate of interest on your present debt for a period of six months or a smaller interest rate fee than is normal for the duration of your outstanding balance that you transfer.

For example, you may have an existing debt of $4000 currently being charged at 17% or 18%. You can transfer that to another financial institution and pay no interest fees each month, just pay off the balance.

However, there may be other fees associated with your balance transfer credit cards such as annual fees and late payment fees. Please visit the tools section in the menu to compare the different offers available and the savings possible on your credit card debt by simply using balance transfer credit cards.

Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Woolworths Everyday Money Credit Card Mastercard 18.99% 0.00%
for 3 months 		55days $49
($0 for 1st yr)		 Apply for Woolworths Everyday Money Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Low Rate MasterCard Mastercard 13.24% 0.00%
for 6 months 		55days $58 Apply for ANZ Low Rate MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Card Visa 15.49% 0.00%
for 6 months 		55days $65 Apply for Citibank Clear Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Platinum Credit Card Visa 11.49% 0.00%
for 6 months 		55days $49
(Until the 31st May 2010)		 Apply for Citibank Clear Platinum Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 14.24% 0.00%
for 6 months 		55days $57
(+$22 rewards)		 Apply for ANZ Balance Visa Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Frequent Flyer Balance Transfer Offer Visa
American Express 		19.49% 2.90%
for 12 months 		44days $40
(+$55 rewards)		 Apply for ANZ Frequent Flyer Balance Transfer Offer
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Suncorp-Metway Ltd Clear Options Plus Credit Card Visa 19.99% 2.90%
for 12 months 		55days $63
(+$19 rewards)		 Apply for Suncorp Clear Options Plus Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Aussie MasterCard Mastercard 12.79% 2.99%
for 6 months 		55days $49 Apply for Aussie MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Vertigo MasterCard Mastercard 12.49% 2.99%
for 6 months 		55days $55 Apply for St. George Vertigo MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Low Rate Credit Card Visa
Mastercard 		13.24% 3.99%
for 6 months 		55days $45 Apply for Westpac Low Rate Credit Card
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