Low Interest Credit Cards

Low Interest Rate Credit Cards offers you a lower than normal rate of interest. Obviously the banks are in business to make money for their shareholders so they have a different fee structure in place for these credit cards.

While you can receive low interest rate credit cards that charge less than expected on your purchases, you will find that these cards have annual fees attached to them along with late payment fees to offset the lower interest rate offered.

The rates offered by each of the financial institutions does vary, as do the fees and other charges associated with the cards.

View our comprehensive list of credit card products and offers via the menu. Our easy to use tool compares the costs associated with each card.

Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Platinum Credit Card Visa 11.49% 0.00%
for 6 months
55days $49
(Until the 31st May 2010)
Apply for Citibank Clear Platinum Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
St. George Bank Vertigo MasterCard Mastercard 12.49% 2.99%
for 6 months
55days $55 Apply for St. George Vertigo MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Aussie MasterCard Mastercard 12.79% 2.99%
for 6 months
55days $49 Apply for Aussie MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Low Rate MasterCard Mastercard 13.24% 0.00%
for 6 months
55days $58 Apply for ANZ Low Rate MasterCard
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Westpac Banking Corporation Low Rate Credit Card Visa
Mastercard
13.24% 3.99%
for 6 months
55days $45 Apply for Westpac Low Rate Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Balance Visa Credit Card Visa 14.24% 0.00%
for 6 months
55days $57
(+$22 rewards)
Apply for ANZ Balance Visa Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Citibank Clear Card Visa 15.49% 0.00%
for 6 months
55days $65 Apply for Citibank Clear Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Woolworths Everyday Money Credit Card Mastercard 18.99% 0.00%
for 3 months
55days $49
($0 for 1st yr)
Apply for Woolworths Everyday Money Credit Card
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
Australia and New Zealand Banking Group Limited Frequent Flyer Balance Transfer Offer Visa
American Express
19.49% 2.90%
for 12 months
44days $40
(+$55 rewards)
Apply for ANZ Frequent Flyer Balance Transfer Offer
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Card Type Purchase Rate Balance Transfer Purchase Interest Free Annual Fee Apply
American Express Gold Ascent Credit Card American Express 20.49% N/A 44days   Apply for AMEX Gold Ascent Credit Card
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