Compare Mortgages & Home Loans

Provider Features Apply
Rams Home Loans
  • Get a fixed rate for peace of mind and still have the flexibility to make some extra-repayments
  • Security that comes from being part of one of the biggest financial institutions in Australia.
  • Get an answer to your request within 8 business hours.
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NAB Home Loans
  • NAB Personal Loan, special offer - No application fee, No monthly service fee & No early repayment fee, a saving of up to $990. For a limited time only, 1st Aug to 30th Sep 2011.
  • You can use a NAB Personal Loan for anything from a major purchase (like a car or boat) to debt consolidation to home renovations.
  • Whatever your loan is for you'll have options around a fixed or variable interest rate, your loan term and the amount you can borrow. Standard lending criteria apply.
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Fixed Rate Loans

A Fixed Rate Loan allows you stability by fixing your home loan repayments at a set amount over a set period of time.

The main benefit of a fixed rate loan is locking in your repayments for a period of five years should interest rates rise sharply as they did during the 1990s reaching 17%. However, locking in your repayments at the peak rate of 17% would cost you money.

Most people choose variable interest rate home loans knowing that over a period of time they will always be significantly cheaper.

Please visit our Tools section to view the different types of Fixed Home Loan products we compare. There are online calculators available for you to check the savings of having a fixed home loan when interest rates rise.