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A special introductory rate home loan is designed to get you started with banks and building society's offering an Introductory Fixed Low Rate of interest and a discounted Variable Rate for first home buyers.

When your introductory period ends, you home loan reverts to the Standard Variable Rate applicable with your financial institution.

While an introductory rate home loan is a terrific incentive to sign on for a home loan with a particular bank, you do need to think about what happens when the initial period is over.

Visit the Tools section of our web site where you will find product comparisons for both new and existing loans. There is an easy to use calculator that helps you calculate your future repayments once the initial fixed introductory rate home loan period has expired.