Banks.com.au - Australian Banking, Finance and Investments

A 100% Offset Home Loan Account is a savings account that negates the interest you pay on your home loan. Your savings are deducted from the outstanding balance of your home loan before interest is calculated and charged.

Some of the key features of an offset account include a Variable rate of interest, a discount variable rate, Introductory fixed rate and the facility to make additional payments at no penalty.

Please visit the Tools section of our web site where you will find a full and comprehensive list of 100% Offset Home Loan Account providers and the features they offer.

You will also have access to different types of loan calculators to calculate the savings the different loan products offer. Find the home loan account that suits you best through Banks, Australia, an independent reviewer of bank products and services.