Bank Overdraft

A bank overdraft offers facility in the case that you are short of cash. There is a fee associated with being allowed to overdraw your account on a temporary basis.

You can apply for a bank overdraft of both your personal savings account and a business chequebook account.

We have listed the accounts and charges associated with overdrawing your account with both a temporary and longer term overdraft limit in our helpful Tools section.

There you will find the different fee structures employed by the different banks and building society's for this service. Within the Tools section, you will find a host of calculators used for calculating interest savings as we compare the different bank products.