The Split Loan Simulator allows you to calculate the interest payable by splitting your home loan into fixed and variable rate portions.

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Split Loan Simulator - Step by Step Guide

The Split Loan Simulator allows you to calculate your repayments and total interest payable on your home loan under different interest rate payment structures. This tool caters for both fixed and variable interest rates.

  1. You begin by entering your loan details including the loan amount, fixed portion, fixed period, fixed interest rate, variable interest rate, loan term and the repayment frequency.
  2. The tool now displays the fixed repayment amount, the variable repayment amount and the total interest payable on the loan.
  3. It also shows the savings or loss you can make on the total interest payable if the loan was at a variable rate only.

*Please note that the figures displayed are to be used as a guide only.