AIMS - AIMS Advantage Credit Card
Own your home sooner
The AIMS Advantage Credit Card is a low-cost, high-rewards credit card package that offers a full range of features and benefits. With perks ranging from quick balance transfers to frequent flyer miles, it is easily one of the best credit card solutions in the market.
Key features of the AIMS Advantage Credit Card include:
- No annual fee for the first year; fee may be waived if you meet minimum yearly spending requirements
- Competitive interest rates
- Balance transfers are rewarded with a discounted interest rate for the first six months
- Up to 55 interest-free days on credit card purchases
- Secure online transactions with the Online Fraud Protection Guarantee
- Earn one point for every dollar you spend with the Membership Rewards program (annual fees apply)
Membership Rewards
There are two Membership Rewards options to choose from: Choices and Ascent. Choices gives you discounts on flights within Australia with the Virgin Blue Vouchers, and on any flight with the American Express Travel Vouchers. It also offers various gifts and retail vouchers throughout the year. Ascent comes with all the benefits of Choices, plus the ability to transfer rewards points to five of AIMS's frequent flyer program partners.
Home loan advantage
The AIMS Advantage Credit Card can also help you save on your AIMS Home Loan. Simply link your account to your home loan, and have all or part of your salary directly paid into your mortgage. You can also have the payment of your balance transferred from your home loan account.
AIMS AIMS Advantage Credit Card General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 16.74% p.a. |
| Cash Advance Rate (p.a.): | 16.74% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 9.99% for 6 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | - |
AIMS AIMS Advantage Credit Card
AIMS AIMS Advantage Credit Card Fees & Charges |
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| Annual Fee (p.a.): | $25 |
|---|---|
| Rewards Fee (p.a.): | $40 or $80 |
| Late Payment Fee | - |
| Additional Card Fee: | - |
AIMS AIMS Advantage Credit Card Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Choices $40 - Redeem points for a range of retail gift cards, merchandise and travel rewards, or Ascent $80 - All the benefits of Choices plus the freedom to redeem your points for points with various partner frequent flyer programs. |
