ANZ - Balance Visa
Be rewarded for reducing your balance
The ANZ Balance Visa Credit Card is a low-interest credit card package that rewards you not for spending more, but for actually paying back any money you owe on your credit card. That way, you can earn reward points without accumulating credit - in fact, you're earning rewards and reducing your balance at the same time! And since it's offered by one of the country's fastest growing banks, you can be sure you're getting great value for your money.
ANZ Balance Visa Credit Card Features and Benefits Include:
- Easy online application - apply online and get a reply within 60 seconds
- Card is accepted at over 24 million outlets worldwide
- Competitive interest rates - one of the lowest in the market
- Up to 55 interest-free days on credit card purchases
- Low minimum credit limit
- 24/7 access to your account via internet and phone banking
- Online Guarantee ensures safe online shopping - you won't be held liable for unauthorized purchases
- Customisable cards - use your own image or choose from ANZ's design library
- Access to exclusive events and passes with Visa entertainment
Balance Rewards
Every $1 you pay towards your ANZ Balance Visa Credit Card will earn you one reward point, including payments on balance transfers, interest, and annual fees. There's no expiry date on reward points, so you can keep collecting points as long as your account is active.
You can redeem your points for a wide range of rewards, including gift cards, shopping vouchers, and even a cashback reward credited on your card. You can also choose the Auto-Redemption feature so the rewards you choose will be sent to you as soon as you have enough points.
ANZ Balance Visa General Details |
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| Card Type: |
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|---|---|
| Purchase Rate (p.a.): | 13.99% p.a. |
| Cash Advance Rate (p.a.): | 20.99% p.a. |
| Intro Rate: | - |
| Balance Transfer: | 2.9% for 12 months |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | - |
ANZ Balance Visa Fees & Charges |
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| Annual Fee (p.a.): | $57 |
|---|---|
| Rewards Fee (p.a.): | $22 |
| Late Payment Fee | - |
| Additional Card Fee: | $10 |
ANZ Balance Visa Rewards Program |
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| Rewards Program Available: |
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|---|---|
| Rewards Program Description: | Earn Reward Points every time you make a repayment. Redeem Rewards Points for shopping vouchers and gift cards. |
