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Access a wide range of rewards

The Australian Central Credit Union MasterCard is designed for maximum flexibility on purchases, benefits, and point earning and redemption. Offered by one of Australia's top credit unions, it gives you a choice between two rewards programs and lets you choose the rewards you want. With the power of choice, you can be sure you're getting exactly what you want with every dollar. With its competitive rates and attractive features, it's the perfect card for moderate to heavy spenders who want to maximise their rewards.

Credit Card Choices

The Australian Central Credit Union MasterCard comes in Silver and Gold editions. Both come with standard MasterCard features such as competitive interest rates, affordable annual fees, and up to 55 interest-free days. The Gold Card comes with a higher credit limit and access to Blue Sky rewards, overseas travel insurance, and other travel benefits.

Reward Programs

Every dollar you spend on your Australian Central Credit Union MasterCard (except cash advances and balance transfers) is worth 1 reward point. Points can be redeemed for a number of rewards. There's no expiry on reward points, so you can collect as many points as you want. You can also boost your earn rate by buying at Bonus Partner establishments, which give you more points per dollar. There are two reward programs to choose from:

Standard Rewards - includes shopping vouchers, magazine subscriptions, travel vouchers, household goods, and movie tickets

BlueSky Rewards (available on Gold Card) - includes all the Standard rewards, plus access to premium rewards such as electronics and luxury trips. You can also transfer your points to your Qantas Frequent Flyer account.

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