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BOQ - Low Rate Visa Card

Credit Card

A low rate card that’s always low

The Bank of Queensland Low Rate Visa Credit Card is an affordable, all-access credit card package from one of Australia's leading banks. It's designed for those who want to keep their spendings low while still earning maximum benefits with every purchase. Unlike other low-rate cards, this one is always low-rate - it won't go up after a short period, as is often the catch. With its great savings and ease of use, the Bank of Queensland Low Rate Visa Credit Card is perfect for first-time cardholders who want the most out of their money.

Bank of Queensland Low Rate Visa Credit Card Features

  • One of the lowest interest rates in the market
  • Affordable annual fees
  • Instant balance transfers from other credit cards
  • Up to 44 interest-free days on credit card purchases
  • 24/7 access via Internet and EasyPhone Banking
  • Bills payment via BPay
  • Set up automatic payments from a nominated account
  • Accepted at over 24 million outlets worldwide
  • Four card colours to choose from - green, orange, black, and indigo

Credit Card Saver

BoQ makes it even easier to pay your bills with Credit Card Saver, an automatic payment system. Simply link a nominated transaction account to your Bank of Queensland Low Rate Visa Credit Card, and they'll automatically draw payments from your account. You have the option to pay the full balance, the minimum repayment amount, or a fixed amount each month.

Easy balance transfers

If you have an existing credit card, you can easily transfer your balance to your Low Rate Visa Card to enjoy the lower interest rates. Simply fill out the form from the BoQ website and they'll take on your previous balance, so you can start saving immediately.

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BOQ Low Rate Visa Card General Details

Card Type: Visa
Purchase Rate (p.a.): 11.99% p.a.
Cash Advance Rate (p.a.): 11.99% p.a.
Intro Rate: -
Balance Transfer: -
Interest Free Days: up to 44 days
Additional Cards: 1
Min Repayment: $5/3%

Online application is currently not available for the
BOQ Low Rate Visa Card

BOQ Low Rate Visa Card Fees & Charges

Annual Fee (p.a.): $49
Rewards Fee (p.a.): -
Late Payment Fee $30
Additional Card Fee: $0

BOQ Low Rate Visa Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -

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