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Encompass - Visa Credit Card

Credit Card

Low rate no frills card with benefits

No frills. Just the way you want a good credit card to be.

The Encompass Credit Union Visa Credit Card, being accepted at more than 20 million establishments all over the world, is the most convenient way of purchasing items and settling payments. It is perfect for busy people who are out most of the time, traveling around the country and making each stop a shopping paradise. This ideal credit card will certainly make spending an enjoyable task because of its features:


Minimal annual fee
Up to 55 days of free interest on purchases
Low interest rates for purchases and for cash advances
Low interest charges - calculated daily, credited monthly
Balance transfer from other credit cards or store cards to your own Encompass Credit Union Visa Credit Card - FREE of charge
Convenient transactions through 1 million automated teller machines in over 150 countries around the world, or through any financial establishment that displays a Visa logo
Cash advance from ATMs which has a limit that reaches up to $1,000 a day
Functions as EFTPOS card and can be used at almost every establishment in the country
Payment system through phone settlements and internet or online transactions

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Encompass Visa Credit Card General Details

Card Type: Visa
Purchase Rate (p.a.): 13.75% p.a.
Cash Advance Rate (p.a.): 13.75% p.a.
Intro Rate: -
Balance Transfer: -
Interest Free Days: up to 55 days
Additional Cards: -
Min Repayment: $25/3%

Online application is currently not available for the
Encompass Visa Credit Card

Encompass Visa Credit Card Fees & Charges

Annual Fee (p.a.): $36
Rewards Fee (p.a.): -
Late Payment Fee $25
Additional Card Fee: -

Encompass Visa Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -

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