Heritage - Visa Classic with Rewards
No annual fee in the first year
Cost-effective. Secured. Rewarding. The way a perfect credit card should be.
With Heritage Visa Classic with Rewards Credit Card, you can be sure that you'll get the best credit deals and features:
55-day interest free period
Zero annual fee on the first year from signing up
13 Month Introductory Rate can be availed
Convenient cash advance transactions through 1 million ATMs around the world
More than that, you can enjoy the following exclusive benefits and options:
Visa Entertainment - exclusive discounted access to selected events and sights across Australia
Verified by Visa - a new added security service that will ensure the safety of your credit card transactions by allowing you to use a personal password with your Heritage Visa Classic with Rewards Credit Card. This is most appropriate for purchases made over the internet through any online stores that honor Visa credit cards. In the online stores that still don't utilize the Verified by Visa service, the Visa credit card will function as normal.
Heritage Rewards system - As a cardholder, you will be automatically enrolled in our rewards system where you can earn 1 reward point for every $1 you spend on each Visa purchase
Also available with Choose Your Own Card option - Personalize your own Heritage Visa Classic with Rewards Credit Card by putting a photo or design of your choice. Conditions, terms, and image rules apply.
Heritage Visa Classic with Rewards General Details |
|
| Card Type: |
|
|---|---|
| Purchase Rate (p.a.): | 16.75% p.a. |
| Cash Advance Rate (p.a.): | 16.75% p.a. |
| Intro Rate: | 8.95% for 13 months |
| Balance Transfer: | - |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | $10/3% |
Heritage Visa Classic with Rewards
Heritage Visa Classic with Rewards Fees & Charges |
|
| Annual Fee (p.a.): | $48 |
|---|---|
| Rewards Fee (p.a.): | $0 |
| Late Payment Fee | $20 |
| Additional Card Fee: | - |
Heritage Visa Classic with Rewards Rewards Program |
|
| Rewards Program Available: |
|
|---|---|
| Rewards Program Description: | Earn 1 point for every dollar spent on Visa purchases. Rewards points can be redeemed for a wide range of travel, shopping, financial and lifestyle rewards. |
