Heritage - Visa Gold No Rewards

Wide range of payment options available
For bank members who want to maximize their credit card benefits by enjoying a reasonable interest rate more than a rewards plan, the perfect pick is a Heritage Visa Gold No Rewards Credit Card.
So if you are not a big spender but you think you can use some big credit card features, you can take full advantage of a Heritage Visa Gold No Rewards Credit Card, and enjoy:
55 days of free interest charge on purchases
Waiver of annual fee (as long as Visa transactions for the year go over a certain amount)
Convenient cash advance transactions through 1 million ATMs around the world
Visa Entertainment - exclusive discounted access to selected events and sights across Australia
Verified by Visa - a new added security service that will ensure the safety of your credit card transactions by allowing you to use a personal password with your Heritage Visa Gold No Rewards Credit Card. This is most appropriate for purchases made over the internet through any online stores that honor Visa credit cards. In the online stores that still don't utilize the Verified by Visa service, the Visa credit card will function as normal.
Available with Choose Your Own Card option - Personalize your own Heritage Visa Gold No Rewards Credit Card by putting a photo or design of your choice. Conditions, terms, and image rules apply.
Heritage Visa Gold No Rewards General Details |
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| Card Type: |
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| Purchase Rate (p.a.): | 16.75% p.a. |
| Cash Advance Rate (p.a.): | 16.75% p.a. |
| Intro Rate: | 8.95% for 13 months |
| Balance Transfer: | - |
| Interest Free Days: | up to 55 days |
| Additional Cards: | - |
| Min Repayment: | $10/3% |
Heritage Visa Gold No Rewards
Heritage Visa Gold No Rewards Fees & Charges |
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| Annual Fee (p.a.): | $36 |
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| Rewards Fee (p.a.): | - |
| Late Payment Fee | $20 |
| Additional Card Fee: | - |
Heritage Visa Gold No Rewards Rewards Program |
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| Rewards Program Available: |
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| Rewards Program Description: | - |