Proudly Australian

HSBC - Low Rate Credit Card

Credit Card

No interest on balance transfers until 2009

Now you can treat yourself to a fantastic credit deal availed at an incredibly low rate.

Impossible? Think again.

Because HSBC Low Rate Credit Card is here to help you make the most out of your money.

So why let yourself miss on the great finds in the market when you can get them all at affordable rates? Swipe away with your HSBC Low Rate Credit Card and enjoy these features:

Zero annual fee on your first year, and then a minimal annual fee for the succeeding years
Up to 55 days of interest-free transactions
Exclusive access to HSBC's home&Away Privilege Program with Instant Rewards here and in more than 40 countries around the world
Convenient cash advance transactions through more than 800,000 ATMs around the world
Convenient repayment systems - You can settle repayments through Australia Post or in an HSBC branch near you. You can also opt to settle payments by mail or by direct debit. You can also use other payment systems: BPAY® and phone or internet banking.
Fast, easy, and safe credit account access through Credit Cards Online 24/7
Convenient shopping across the globe - HSBC Low Rate Credit Card is honored at more than 24 million establishments that display a Visa logo.

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HSBC Low Rate Credit Card General Details

Card Type: Visa
Purchase Rate (p.a.): 15.99% p.a.
Cash Advance Rate (p.a.): 19.99% p.a.
Intro Rate: -
Balance Transfer: 0%
for 6 months
Interest Free Days: up to 55 days
Additional Cards: 1
Min Repayment: $30/3%

Online application is currently not available for the
HSBC Low Rate Credit Card

HSBC Low Rate Credit Card Fees & Charges

Annual Fee (p.a.): $39
Rewards Fee (p.a.): -
Late Payment Fee $30
Additional Card Fee: $0

HSBC Low Rate Credit Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -

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