Macquarie Bank - Visa RateSaver Card

Credit Card

Low annual fees and interest rates

Eligibility Requirements

To be eligible# for this credit card you need to ensure:

  • You are 18 years old or over
  • You are a permanent resident of Australia
  • You have a good credit rating
  • You must earn a minimum taxable income of $50,000 per annum.

The Macquarie Banks range of credit cards, offered in conjunction with Visa, are designed to suit all range of budgets and styles of credit card users with the Macquarie Bank RateSaver Card ideal for those who want an ideal budget credit card with plenty of benefits.

The Macquarie Bank RateSaver Card offers the banks most attractive elements, such as Visa's global acceptance, and matches it with low interest rates and low fees.

About The Visa Rate Saver Card

The Macquarie Bank RateSaver Card has the following benefits:

  • 0%* interest on balances transferred from other credit cards for the first 6 months
  • up to 55 days interest free on purchases
  • low annual fee of just $50
  • low interest rate of 11.95%p.a on purchases
  • an interest rate of 18.95%p.a on cash advances, and
  • latest security and fraud protection for credit cards.

* rates and conditions correct when published but subject to change at anytime, please check with the product provider before making an application.

# Approval is subject to Macquarie Card Services credit criteria. Terms and Conditions apply and are available upon request. An annual fee currently $50 for the Primary Card applies, and $10 for each Additional Card applies. Other fees and charges may apply. Allow up to 10 working days to process your application.

The 0% p.a. interest rate applies only to balances transferred with this offer at the time of application and from the date the account is approved. Minimum repayments are required.

Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 6 months from the date your card is approved, and then reverts to the standard variable rate applicable for purchases.

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Macquarie Bank Visa RateSaver Card General Details

Card Type: Visa
Purchase Rate (p.a.): 12.7% p.a.
Cash Advance Rate (p.a.): 19.7% p.a.
Intro Rate: -
Balance Transfer: %
for 4 months
Interest Free Days: up to 55 days
Additional Cards: -
Min Repayment: -

Online application is currently not available for the
Macquarie Bank Visa RateSaver Card

Macquarie Bank Visa RateSaver Card Fees & Charges

Annual Fee (p.a.): $50
Rewards Fee (p.a.): -
Late Payment Fee -
Additional Card Fee: -

Macquarie Bank Visa RateSaver Card Rewards Program

Rewards Program Available: Yes
Rewards Program Description: -

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