Glossary

Glossary of terms and acronyms related to Australian banking, finance and investments.

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Certificate Of Title

The Certificate of Title is an official document stating that a person owns a piece of land or property. It should state all the details of the ownership, including mode of acquisition (purchase, gift, inheritance, etc) and purchase details. It also includes restrictions on the property, such as mortgage and loan balances. In a home loan, the Certificate of Title is usually held by the lender as a form of security, and issued to the owner once the loan is fully paid. Once all the restrictions are cleared, the owner is said to have a 'clear title.'

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