Glossary

Glossary of terms and acronyms related to Australian banking, finance and investments.

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Portable Loans/Portability

Portable loans allow you to transfer your mortgage balance to a new home and use it as collateral for your existing loan. Portability is useful for borrowers who wish to sell their home and move into a new one before the old mortgage is fully paid. Portable loans save you the paperwork and penalties you would normally pay by refinancing, or canceling and applying for a new loan. If your new home is worth more than the old one, you may have to pay additional fees on top of the increase.

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